The Health Insurance Marketplace helps uninsured people find health coverage. Fill out the Marketplace application and we’ll tell you if you qualify for:
•Private health insurance. Plans cover essential health benefits, pre-existing conditions, and preventive care.
•Lower costs based on your household size and income. You can preview plans available in your area right now, with prices based on your income and household size. Most people who apply will qualify for lower costs.
•Medicaid and the Children’s Health Insurance Program (CHIP). These programs cover millions of families with limited income. If it looks like you qualify, we’ll share information with your state agency and they’ll contact you. Many but not all states are expanding Medicaid in 2014 to cover more people. Find out what Medicaid expansion means for you.
Most people are eligible to use the Marketplace. Learn more about immigration status and eligibility.
Most people must have health coverage in 2014 or pay a penalty. If you don’t have coverage, you’ll pay a fee of either 1% of your income, or $95 per adult ($47.50 per child), whichever is higher. You’ll pay the fee on your 2015 income taxes.
Some people qualify for an exemption to the fee, based on income or other factors.
You’re considered covered if you have Medicare, Medicaid, CHIP, any job-based plan, any plan you bought yourself, COBRA, retiree coverage, TRICARE, VA health coverage, or some other kinds of health coverage.
You can also buy a plan outside the Marketplace and still be considered covered. If you buy outside the Marketplace, you won’t be eligible for premium tax credits or lower out-of-pocket costs based on your income.
If you’re eligible for job-based insurance, you can consider switching to a Marketplace plan. But you won’t qualify for lower costs based on your income unless the job-based insurance isn’t considered affordable or doesn’t meet minimum requirements.
If you have Medicare, you’re considered covered and don’t have to make any changes. If you have Medicare, you can’t use the Marketplace to buy a supplemental plan or dental plan.
Health care (or healthcare) is the diagnosis, treatment, and prevention of disease, illness, injury, and other physical and mental impairments in human beings. Health care is delivered by practitioners in allied health, dentistry, midwifery-obstetrics, medicine, nursing, optometry, pharmacy, psychology and other care providers. It refers to the work done in providing primary care, secondary care, and tertiary care, as well as in public health.
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Classroom” (http://ce.nurse.com/course/ce595/teaching-tomorrows-nurses), I want to thank you for focusing on the value of technology in education.
People learn in a variety of ways, and no two students learn exactly the same way. It is for this reason that educational uses of technology are so important to nursing students. Traditional lecture supports students that learn through listening, but a combination of lecture, visual clinical skills demonstrations, videos and simulation labs appeals to audio, visual, and tactile learners. This can be done through utilization of computers, tablets and smartphones combined with traditional lecture in the classroom.
These various methods of learning appeal to a broader range of students, thus creating more competent student nurses. Therefore, there is not just a need for more nursing educators, but a need for nursing educators who can support and empower more students by increasing the nursing knowledge base through utilization of various forms of technology. The potential for learning through technology is unlimited!
— Aishling Robinson, RN, BSN
Healthcare organizations hope big data and analytics projects can help reduce costs and improve care. Consider these innovative examples.
With the mandated adoption of electronic health records (EHRs), many healthcare professionals for the first time got centralized access to patient records. Now they’re figuring out how to use all this information. Although the healthcare industry has been slow to delve into big data, that might be about to change. At stake: not only money saved from more efficient use of information, but also new research and treatments — and that’s just the beginning.
For instance, data from wireless, wearable devices such as FitBits is expected to eventually flood providers and insurers; by 2019, spending on wearables-data collection will reach $52 million, according to ABI Research. Another source of health data waiting to be analyzed: social media. Monitoring what people post can help fight insurance fraud and improve customer service.
These are just two ways big data can be used to improve care while cutting costs, experts say.
“We, as a society, need to start creating our own metrics for how healthcare quality is defined. In the sense of looking at costs, we know where there’s avoidable cost in healthcare. We just need to get folks the data they need to avoid those pitfalls,” said Dr. Anil Jain, senior VP and chief medical officer at Explorys, in an interview. Explorys, which is an innovation spinoff from Cleveland Clinic, is powering Accenture’s Predictive Health Intelligence in a collaboration intended to help life sciences companies determine the combination of treatments and services that can lead to better patient, provider, and economic outcomes for diabetics.
Hosted analytics, partnerships and collaborations, and lower-cost internal applications open the door for smaller organizations to use big data, too.
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy, Security and Breach Notification Rules.
The Office for Civil Rights enforces the HIPAA Privacy Rule, which protects the privacy of individually identifiable health information; the HIPAA Security Rule, which sets national standards for the security of electronic protected health information; the HIPAA Breach Notification Rule, which requires covered entities and business associates to provide notification following a breach of unsecured protected health information; and the confidentiality provisions of the Patient Safety Rule, which protect identifiable information being used to analyze patient safety events and improve patient safety.